As agreed.

Accordez

The app for agreements between people — loans, bills, and IOUs, handled seriously.

Download on theApp StoreGet it onGoogle Play

Free to download · iOS & Android

Accordez · As agreed. · Loans · Bills · IOUs · Track payments · Both parties confirm · Smart reminders · No awkward texts · Accordez · As agreed. · Loans · Bills · IOUs · Track payments · Both parties confirm · Smart reminders · No awkward texts · Accordez · As agreed. · Loans · Bills · IOUs · Track payments · Both parties confirm · Smart reminders · No awkward texts ·

2,000+

Agreements created

€3.2M+

Tracked to date

4.8★

App store rating

30+

Currencies

How it works

Done in 3 steps.

No paperwork. No awkward calls. Just a clear agreement both sides confirm.

01

You set the terms.

Name it, amount it, schedule it.

Takes 60 seconds. Pick the amount, currency, repayment type (monthly, weekly, one-time), and invite the other person by email.

02

Both sides confirm.

No grey area.

The other person reviews the exact same terms and confirms. Everyone sees what was agreed. No ambiguity, ever.

03

Track it automatically.

Reminders, balances, history.

Payments get logged, balances update in real time, and smart reminders go out before due dates — so you never have to chase anyone.

Features

Everything you need.

Built for agreements between two people and a bill tracker.

Mutual confirmation

Both parties confirm the exact same terms before anything is active. No misunderstandings.

Live balances

Paid, remaining, overdue — the numbers update in real time after every payment.

Auto reminders

Automatic nudges go out before due dates. You never have to chase anyone yourself.

Chat per agreement

Every agreement has its own conversation. Everything stays in context.

Full audit trail

Every payment, edit, and reminder is logged with a timestamp. The record is permanent.

30+ currencies

EUR, USD, GBP, AED, CHF and more. Pick what works for both of you.

Reviews

People trust it.

App Store

"Lent my friend money for a car repair. We both knew exactly what was owed, when payments were due. Zero confusion."

MC

Maria C.

Berlin

Google Play

"My roommate and I split the deposit on our flat. Accordez tracked who paid what and when. Perfect."

JK

James K.

Copenhagen

App Store

"Business partner and I had a €10k loan going. Everything clear, timestamped, confirmed by both of us."

LW

Laura W.

Madrid

Google Play

"Family loan situation that was getting messy. Once both sides confirmed in Accordez, no more questions about terms."

TN

Thomas N.

Stockholm

Used by people who take their word seriously.

FriendsFamilyColleaguesRoommatesBusiness partners

About

Built out of frustration.

Accordez was built because lending money to people you trust shouldn't feel like signing a contract — but it also shouldn't be forgotten on a WhatsApp message from 6 months ago.

We built the app we wished existed: clean, honest, and serious about helping people keep their word — without the awkwardness of chasing or being chased.

"Money between people shouldn't be a grey area. Accordez makes it black and white — without killing the relationship."

— The Accordez team

FAQ

Quick answers.

Ready?

Accordez.

As agreed.

Download on theApp StoreGet it onGoogle Play